Arranging insurance can be a complicated and time consuming exercise. As NZOne Financial Services Adviser’s we have access to a wide range of companies, and can compare and advise on the most appropriate protection for your needs.
Here at NZOne, we pride ourselves on providing the highest level of service possible. We will work with you to understand your needs and provide insurance solutions tailored to your requirements.
Why do I need Insurance?
The real question is – what insurance or insurances do I need? Our Advisers at NZOne Financial Services will help you make that decision and then recommend the best, most cost effective solution tailored to your business or personal needs.
Why use a broker?
Insurance brokers have access to many different insurance policies and, because they deal with a range of insurance companies directly, sometimes brokers have access to policies that are not available to most consumers.
Because the insurance industry in New Zealand offers so many options, it can be quite difficult to choose the right policy.
Some insurance policies can be complicated, and an insurance broker can help you understand the details of a policy and also work out what level of cover you need, so that you can make sure you are properly protected.
Brokers can often find you a good deal on insurance because they have a thorough understanding of the insurance market and can negotiate premiums on your behalf.
A broker will explain your policy to you and advise you if there are any special situations you need to know about.
Brokers can prepare a customised insurance and risk management program for you or your business, where they design the policies, negotiate the terms with insurance companies and place the cover with the insurer.
If you need to make a claim on your policy, your broker will assist you through the process and will liaise with the insurer on your behalf.
Does using an Insurance Broker cost more?
No, it does not. Not only does it not cost more than going direct to an insurance company, but because we are not tied to the products of any one insurance company, we can save you money by selecting a product that gives you the best value for money.