Trauma Insurance
If you suffer a serious health condition
Trauma insurance (also known as critical illness insurance) pays a lump sum in the event you are diagnosed with a life-changing illness or injury.
Your trauma pay-out is a safety net to support you and your loved ones through this stressful time. Whether you choose to pay off your mortgage, pay for treatment overseas, or fund costly new medication, you can rest easy knowing your finances are secure.
Common events covered under trauma insurance include various types of cancer, heart complications, and strokes. Many other events are covered under trauma – some insurers will cover 40–60 different conditions.
Key Facts
If your claim is accepted, it will be paid out in either a lump sum or monthly payments.
If you select a Yearly Renewable Term, the premiums for your trauma insurance renew each year in line with factors such as your age. If you select a Level Term, your premiums will not increase due to your age.
You can take out trauma cover on its own or build it in as part of your life insurance (this is called “accelerated” cover).
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Disclaimer: Please note the content provided on this page is intended as an overview and is for general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect new developments in the industry or address your situation. Before making any decisions based on the information provided on this page, please use your discretion, and speak to one of our advisers.